Why Flood Insurance Matters—Even If You’re Not in a Flood Zone
When most people think of flooding, they imagine coastal hurricanes or homes sitting right on the water’s edge. But here’s a surprising truth: over 20% of flood claims come from properties outside of high-risk flood zones. That means flooding can happen almost anywhere—and many homeowners aren’t prepared. What is Flood Insurance? Flood insurance is a […]
The Most Common Items Boaters Never Maintain—And Why It Could Cost You
Boating is one of life’s great pleasures—gliding across open water, enjoying the sun, and embracing the freedom that comes with being your own captain. But any seasoned boater will tell you that your time on the water is only as enjoyable as the condition of your boat. And the truth is, too many boat owners […]
Are Natural Disasters Covered? Understanding Your Home Insurance Policy
Homeowners often worry about whether their insurance covers natural disasters. The unexpected can happen at any time, and the impact of severe weather can be devastating. That’s why it’s essential to understand what your home insurance policy covers and where additional protection may be needed. In this blog, we’ll explore how standard home insurance policies […]
Understanding Commercial Auto Insurance:
Why Your Business Needs It Whether your business owns a single company vehicle or an entire fleet, having the right commercial auto insurance is crucial. Many business owners assume their personal auto insurance covers work-related driving, but that’s often not the case. Here’s what you need to know about commercial auto insurance and why it’s […]
Padgett Insurance Agency LOVES Insuring Your Life!
Life is the most precious gift, and at Padgett Insurance Agency, we love insuring yours! This month, we’re sending heartfelt love and gratitude to each of our loyal clients. Thank you for welcoming us into your families and homes—it’s truly an honor to provide you with the protection and peace of mind you deserve, especially […]
Winter Emergency Car Kit Necessities
An emergency car kit is especially crucial during the winter months for several reasons. Roadside emergencies, visibility challenges, and delayed assistance are only a few of the situations you may encounter while traveling in your car during the winter. Being prepared for any type of winter emergency while in the car includes having the following […]
The Importance of Winterizing Your Home Water System
As temperatures begin to drop, preparing your home for the colder months becomes essential. One of the most critical steps in this process is winterizing your home water system. Neglecting this task can lead to frozen pipes, costly repairs, and major disruptions. Here’s why winterizing your water system is important and a step-by-step guide to […]
Why Is Life Insurance Important If You’re Self-Employed?
Working for yourself may sound like an ideal career situation. You have the freedom to grow your own business the way you want and without any of the parameters imposed by a boss. But it also means not having the safety net of benefits that are typically offered with a traditional job, such as life […]
